Chapter 7 Bankruptcy Timeline

The first step to get you started towards a debt free life is to contact a bankruptcy attorney and set up a free consultation. At this point the attorney will go over your information and decide if bankruptcy is right for you.

 

Upon retainment, you will need to gather all of the required documents needed to prepare your petition and provide them to our office. Petitions are usually prepared within 2 weeks. If an emergency comes up, such as a foreclosure or garnishment, we can file sooner if need be.

 

During your time with us, you will receive personal attention. You will be assigned one attorney, and one paralegal to assist you throughout the process. Once your petition is prepared, it will be sent to you to be reviewed for accuracy. Upon your approval, it will then be filed.

 

Upon filing, you will have a few responsibilities such as responding to trustee requests, and attending your 341 Meeting of Creditors which is approximately 30-45 days after filing.

 

After your Meeting, you will be required to take a 2nd Credit Counseling course.

 

Your discharge is typically 4-6 months from the date that you file.

 
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