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If you are like most people, you never planned to be in a position where you were considering filing for bankruptcy. In today's economy however, you are not alone. Bankruptcy filings are up 95% from last year alone. A declining economy, adjustable rate mortgages, job loss, and other unforeseen circumstances have led to the increase in bankruptcy filings.
Are you losing sleep worrying about how you are going to pay your bills? Have your credit card interest rates gotten out of hand? Have you had health issues that have left you swamped with medical bills? Bankruptcy was intended to provide debtors with a clean slate and a fresh start at life. Don't continue to beat yourself up, let us help you have a new beginning.
Many states allow debtors to elect the bankruptcy code exemptions. In those states, debtors get their choice between the federal exemptions and those in the law of their state. For the balance of the states, only the state exemptions can be selected. The exemption laws vary greatly from state to state. You need to consult one of our experienced bankruptcy lawyers for the list of exemptions available to you.
Our attorneys specialize in Chapter 7 and Chapter 13 Bankruptcies and along with their staff can guide you through these hard times. |